Kingsley Madu moved to Canada from Nigeria and experienced many difficulties due to not having Canadian credit history. This inspired him to create a BIPOC-focused digital banking app to help newcomers without Canadian credit history. The app will help them rent cars, hotel rooms, homes, apartments, and build credit.

After an initial struggle that included difficulty in booking a ride, renting a car, and finding housing due to the lack of credit history, Madu started working on the app, called Expedier. The app gained momentum and eventually secured a partnership with Equifax, distinguishing it from other apps available to newcomers.

Madu’s experience is familiar to many newcomers to Canada, who face the challenge of not having enough credit history in the country. Immigration, Refugees and Citizenship Canada (IRCC) recognizes this challenge and works with partners in the financial sector to help newcomers.

The app has been successful so far, with more than 10,000 downloads and positive feedback from users.

The initiative of Madu’s app aims to address the deficiencies newcomers face, and it has received strong interest and support, contributing to the positive impact it has had on many people.


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By hassani

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